If you’re a Texas teacher, it’s crucial to familiarize yourself with TRS (Teacher Retirement System of Texas) and its relationship with Social Security. Depending on your work history, your TRS benefits may reduce the amount of Social Security benefits you are eligible for. TRS provides retirement, disability, and survivor benefits to eligible public education employees […]

As we spoke about in our previous blog about the importance of 529 plans, we wanted to inform you of the latest adjustments to these plans noted in the SECURE 2.0 Act. Check out the blog below for more information on what this means for you and your family.  Changes to 529 Plans in the […]

Texas 529 college savings plans are an excellent option for families looking to save for their children’s future education expenses. These plans are tax-advantaged, meaning that any earnings on the investments are tax-free as long as the funds are used for qualified education expenses. Texas offers two types of 529 plans: the Texas College Savings […]

Deep beneath the sun-baked surface of Texas lies a treasure trove of minerals and resources that have fueled the state’s economy for generations. From the vast oil fields of the Permian Basin to the hidden reserves of precious metals and rare earth minerals, Texas is a veritable gold mine of natural wealth. Living in Texas, […]

On December 23, 2022, Congress passed the Consolidated Appropriations Act, containing numerous provisions aimed at retirement plan reform. This legislation is a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act passed in 2019. Referred to as SECURE 2.0 Act of 2022, businesses and their employees can now capitalize on added incentives […]

Throughout your life, you will reach certain milestone life stages where it can be particularly beneficial to work with a financial advisor. Whether you’ve just graduated college or are nearing retirement, a financial advisor can help you navigate the financial challenges and opportunities that come with each stage of life.   Here are some of […]

The jury is still out and there are 2 full quarters left to know how the year will end up in regard to stocks, you could realize capital gains, which of course, is a taxable event. What can you do about them? You can do what some investors do – you could recognize investments with […]